1/16/2024 0 Comments Mosaic stock price today![]() Mosaic GAAP EPS consensus estimates (S&P Cap IQ)Ĭonsequently, its GAAP EPS is also estimated to fall significantly in FY23 from its peak in FY22. Furthermore, its adjusted EBIT margins could also be impacted markedly, with peak profitability expected in 2022. However, the Street estimates suggest that Mosaic's revenue could peak in FY22 before declining significantly from FY23. But, of course, no one can tell precisely when the tight supply situation will abate, as it takes time to play out. ![]() The critical message from management's commentary is that the current situation will not last indefinitely. And then even then, it probably will take 2 to 4 years after that for the deficit to catch up. And so in 2023, we still expect Belarusian sanctions, but we think at least the Russians will find more ways to get their product to market. We think the Russians will find ways to get things out by probably next year. However, it also added that Russia could circumvent the harsh sanctions next year. The company remains confident that the market remains tight for potash well beyond 2022. As a result, Mosaic's FY22 revenue estimates have been revised to $22.09B, from $19.34B previously. Moreover, its revenue and profitability estimates have been revised upwards for H2'22, as the Russia/Ukraine conflict has continued. Furthermore, its adjusted EBIT margins remain robust at 30.8%, but below the consensus estimates of 31.9%. However, it came in below the consensus estimates of 77.7% growth. Mosaic reported revenue of $3.92B in FQ1, up 70.8% YoY. Mosaic revenue change % and adjusted EBIT margins % consensus estimates (S&P Cap IQ) The Massive Gains Would Not Continue Indefinitely They can also cut in phases to capitalize on the upside volatility to sell into potential rallies. We urge investors to cut their exposure to MOS stock. Therefore, we revise our rating on MOS stock from Hold to Sell. But, don't wait any longer because once the trap door is shut, the downdraft could be massive and rapid as the marker makers digest those significant gains. Our price action analysis after its Q1 card suggests that the trap has continued to draw in buyers. The Mosaic Company ( NYSE: MOS) has seen massive interest from retail investors in 2022 as its stock continued its downtrend reversal from its COVID bottom in 2020.ĭespite a solid Q1 card in early May, we maintain our conviction that investors should capitalize on the current levels to take profit (partially or fully) and not ignore the massive bull trap already formed in MOS stock. The company was founded on Octoand is headquartered in Plymouth, MN.Halbergman/E+ via Getty Images Investment Thesis The Mosaic Fertilizantes segment produces and sell phosphate and potash-based crop nutrients, and animal feed ingredients, in Brazil. The Potash segment owns and operates potash mines and production facilities in North America which produce potash-based crop nutrients, animal feed ingredients, and industrial products. The Phosphates segment owns and operates mines and production facilities in North America which produces concentrated phosphate crop nutrients and phosphate-based animal feed ingredients, and concentrated crop nutrients. ![]() It operates through the following segments: Phosphates, Potash, and Mosaic Fertilizantes. The company operates its businesses through its wholly and majority owned subsidiaries. engages in the production and marketing of concentrated phosphate and potash crop nutrients. For more information check our how to buy The Mosaic Co. trailing twelve month dividend rate is $ 0.249313 per share with dividend yield of 0.01%. stock price prediction is currently bullish.The The Mosaic Co. is trading on New York Stock Exchange with the sign MOS. ![]() stock price is closed at $ 40.22 with a total market cap valuation of $ 13.36B ( 44M shares outstanding). ![]()
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1/16/2024 0 Comments Noteworthy composer 2.75![]() ![]() Staff systems are visually broken to fit margins during page layout, allowing many possibilities at "print time", when parts and scores can be laid out. Each staff proceeds linearly from left to right, without being wrapped to the screen, like the galley view in other software. Noteworthy's rendering of a D Freygish scaleĪ feature of the user interface is that notation is displayed during editing. This allowed easier conversion to many other formats, including LilyPond. Version 2 of NWC introduced a textual representation of the file format called NWCTXT. There are, however, a couple of open source libraries that can parse and convert this file format. The binary NWC file format is undocumented and facilities to convert it into more popular formats are less limited. Lyrics are entered as a single block of text which automatically positions itself on notes according to syllabic and slur rules, as opposed to being entered per-note as is standard for Sibelius, Finale, or MuseScore. In version 2, the notes can be heard as they are entered. Notes can also be entered by playing on a MIDI device, when configured. Visual results are immediate, and audible results can be heard at any time. The user interface works either from the keyboard or the mouse. NWC is intended for the creation of sheet music, but it can also import and export MIDI and Karaoke files and can export graphical WMFs. Version 1 of NWC was released in October 1994, and Version 2 in September 2008. It is a graphical score editor for Microsoft Windows computers (from Windows 95 to Windows 10), and also works on PCs under Linux with Wine. The standard, non-portable Viewer is also available from the NWC Viewer page.NoteWorthy Composer (NWC) is a proprietary scorewriter application made by NoteWorthy Software. x86/圆4 Windows XP SP3 or later (Windows 10, 8, 7, Vista).Your distribution of the software confers no title or ownership in the software. Each entity wishing to distribute the software must independently satisfy the terms of this license. Permission to distribute the software is not transferable to another entity. Copies may be distributed electronically or via portable media. You may distribute an unlimited number of exact, unmodified copies of the software in accordance with this agreement. Your usage license confers no title or ownership in the software. and are protected by United States copyright laws, by laws of other nations, and by international treaties. The NoteWorthy Composer Viewer software program and the accompanying support materials are owned by NoteWorthy Software, Inc. In no event will the authors be held liable for any damages arising from the use of this software. This software is provided 'as-is', without any express or implied warranty. However, you may not reverse engineer, decompile, or disassemble the software. grants you a license to use the NoteWorthy Composer Viewer software program on any hardware product in your possession. Please carefully read these terms and conditions prior to the install, use, or distribution of the NoteWorthy Composer Viewer (the "software"). ![]() Your use of this software indicates your acceptance to the terms and conditions as defined in this license agreement. SOFTWARE LICENSE AGREEMENT FOR NOTEWORTHY COMPOSER VIEWER ![]() 1/16/2024 0 Comments Radeon gpu temp monitor![]() ![]() You can also run it in Windows Desktop but then you would need to Reboot the computer for DDU to finish erasing all of the AMD Driver traces from your computer. Run it in Safe mode with the internet disconnected. It could be due to a corrupted AMD Driver installation.ĭownload free program DDU (Display Driver Uninstaller). Uninstall the current AMD Driver using DDU as per this method: To eliminate that part use this basic method to remove all traces of the current AMD driver and installation later on: Unless you have a corrupted AMD driver installation. Reason why I ask is some Adapters may not work with higher frequencies like 144 hz. If might be a Radeon Setting that is causing the issue like is Freesync enabled or disabled or some other settings that affects Monitor's Resolution or Frequencies.īy any chance are you using a Direct HDMI to HDMI or DisplayPort to DisplayPort cable or are you using an adapter like DP>HDMI or HDMI>DP adapter? But no harm just to see the results out of curiosity. Most likely using a Stress test it would pass without any issues. Otherwise artifacts would have occurred at any Resolution frequencies. All of the components in my PC are basically brand new and I have never overclocked anything. ![]() I really have no idea what could be causing this problem or what to do about it. However, when I use AMD Cleanup to remove all drivers, without installing any display drivers afterwards, the visual artifacting is gone. This leads me to believe that it is not a graphics card or driver issue, but rather something to do with the monitor or connection. When I take a screenshot of the artifacts and view it later (when there is no artifacts), everything looks normal. I've tried uninstalling the drivers and installing the latest ones, to no avail. Sometimes it goes away and I can be on for a few hours without seeing it, other times it'll come back right away or not disappear at all. Now whenever I turn the PC back on I see this visual artifact even when I'm not doing anything - at the login screen, the desktop, and while playing games. This continued until the screen eventually went black and I had to shut down the computer by holding the power button. All of a sudden yesterday, I started experiencing flickering horizontal bars of vertical lines across different parts of the screen. Everything has been running smoothly and looking great over the past month, and I have spent well over 100 hours gaming on it. So I recently built my first gaming PC just over a month ago after some extensive research online. ![]() 1/16/2024 0 Comments Pool plaster repair lowes![]() ![]() ![]() We’ve mentioned lumps, bumps, and scratchiness, but it bears repeating. If you notice stains in one or two places after only a year or two, that is likely due to a different problem, and you definitely need to bring someone in to look at it and shore up those spots. It’s important to note that the kinds of stains that call for replastering typically take many years to show. It can be frustrating if you have to deal with a stained, dirty-looking pool after all of that. You likely spent a lot of money installing your pool, and you’ve continued spending to keep it looking and working its best. Ultimately, this is just an aesthetic problem, but that doesn’t mean it’s not a big deal. These stains will make the water and the pool look dingy, dirty green or brown. Over time, certain minerals that may be present in your water, such as iron and copper, can cause the plaster to stain. What are the risks if you ignore the problem? You can probably already guess some of them, but let’s go down the list: If you’re approaching that “danger” range and the pool is starting to look and feel rough, it’s probably time to replaster. Depending on how much you use your pool and how well you clean and maintain it, pool plaster can remain viable for anywhere from seven to 20 years. Unfortunately, plaster doesn’t last forever. A newly-plastered pool will be smooth, shiny, and blue. Not only does plaster keep the water from draining out, it also makes the surfaces of the pool look and feel nice. To avoid this problem, installers typically add a ½-inch-thick layer of plaster. If they left your pool as a concrete or gunite shell, it would periodically empty on its own, and you’d have to keep refilling it. That means that they don’t hold water over time. The problem with both of these substances is that they’re porous. When you installed your pool, the people who did it likely used concrete or gunite to form the “shell” of the pool. What does plaster do?įirst, it serves to make your pool waterproof. In a nutshell, replastering a pool means putting a new layer of plaster on the walls and bottom. ![]() How do you fix the problem? By replastering. Something needs to be done, but what? As pools age, the plaster used initially tends to get rough and make them unsightly and potentially dangerous. Over time, however, you have noticed that the walls and bottom of your pool have become rough, bumpy, and even sharp in places. You have invested time and energy over the years to maintain your swimming hole. Your pool has become a gathering place where friends and family enjoy spending time together. ![]() ![]() ![]() Please visit this link for a list of the approved domains.Ĩ.Allowed domains: Upload your content to an approved domain If you found your submission somewhere else on reddit, or you posted it somewhere else on reddit, mention /r/youseeingthisshit in the comments there.ħ.Please check if your post has already been submitted to /r/youseeingthisshit using KarmadecayĦ.Reposting: Reposts that are less than six months old will be removed by the moderators. This applies to submissions and comments!ĥ. Please refrain from posting/linking any gore and NSFL content.No Gore: Do not post gore or NSFL content ![]() ![]()
1/16/2024 0 Comments Aim mortgage![]() ![]() Pivotal Support Build ing for Intake and Case Management. Further, your ability to access and use this website does not in any way constitute a demand or solicitation for payment, and any online payment made by you. Intake Hours: Monday- Wednesday 8 am until all slots are full.ĪFTER documents are verified in Step 2 you will be referred to the No Exceptions!īring completed application and supporting documents to AIM Central during AIM Independent Mortgage Solutions Limited have access to 90 and 95 mortgages specifically for First Time Buyers, with specialist brokers to advise you of the most suitable mortgage for your needs. Claremont Funding aims to offer comprehensive mortgage. ![]() At this time you will receive your application and learn about all of the current services available.Īpplications and paperwork will only be accepted during Intake hours. Access the AIME Academy the only mortgage broker training programs built specifically for wholesale mortgage professionals. Both are licensed brokers with a combined experience of over 30 years in the industry. Please note: Attending Orientation is required once per year. Thursday 1:30pm ( for seniors only 60+, must call to set up an appt.) Debt collectors dealing with older loans where the statute of limitations has not run should consider attempting additional communications with borrowers before initiating foreclosure proceedings, to mitigate borrower surprise and to avoid increased attention from the CFPB.Check in at AIM Central (1206 S Murray Ave. Need to find a different location Headquarters 4141 Camino del Rio S. Business Details This is a multi-location business. They should also be mindful that another issue identified by the CFPB was debt collectors’ failure to sufficiently communicate with borrowers. Overview This business offers direct lending mortgage services. ![]() The prohibition applies even if the debt collector does not know that the debt is time- barred.ĭebt collectors should review the applicable statutes of limitations for jurisdictions in which they are collecting and confirm they know the age of their loans to reduce compliance risk.The FDCPA and its implementing Regulation F prohibit a debt collector from suing or threatening to sue to collect time-barred debt, and.The CFPB states that debt collectors that nonetheless attempt to do so may be in violation of the Fair Debt Collection Practices Act (“FDCPA”) and Regulation F, warning that: In the advisory guidance, the CFPB states that it is illegal to sue or threaten to sue to collect on time-barred zombie mortgages. The CFPB alleges that, over a decade later, and without any intervening communication to borrowers, debt collectors are now demanding the second mortgage balance, interest, and fees and are threatening foreclosure on borrowers that do not pay. The Solution: Intercoastal Mortgage decided to partner with AIM-Port by Appraisal Logistics to increase efficiency, reduce costs, and provide a better overall. Instead, lenders sold their second mortgage loans for a fraction of their value. According to the CFPB, many lenders did not pursue collection on the second mortgages during the financial crisis, due to declining home values, which meant that in a foreclosure no sale proceeds would remain after payment of the first mortgage. During the financial crisis, struggling borrowers paid their first mortgage loans, but failed to pay their second mortgage loans. These “piggyback” mortgages often involved a primary mortgage for 80% of a property’s value, with a second mortgage for the remaining 20%. The CFPB attributes this trend to practices that occurred in the years leading up to the 2008 financial crisis, when to make home purchases affordable, some lenders coupled first mortgage loans with second mortgage loans. The CFPB indicated that its opinion was issued in light of a series of actions by debt collectors attempting to foreclose on “silent second mortgages,” also known as “zombie mortgages,” that consumers thought were satisfied long ago and may now be unenforceable. In other cases, judicial foreclosure actions are also subject to a statute of limitations. In some cases, they create an affirmative defense for the consumer that prohibits a debt collector from suing to collect the debt. The statute of limitations for mortgage loans are typically created by state law, and vary by jurisdiction. A time-barred mortgage loan is one where the statute of limitations has expired. The Consumer Financial Protection Bureau (“CFPB”) recently issued advisory guidance on the enforcement of time-barred mortgage loans. ![]() 1/16/2024 0 Comments Divine divinity graphics problem![]() ![]() : Allows the party to sprint instead of walk, drastically increasing movement speed. This means vendor prices are lowered for everybody regardless of who is initiating the trade. : Both the Barter and Persuasion skills are shared amongst the party. All of these mods have one thing in common: they make small but noticeable changes to Original Sin 2, either providing quality-of-life improvements or important fixes. These mods are so good, however, that most consider them essential. This entry is cheating somewhat, listing multiple mods instead of just one. From minor tweaks to full-on gameplay overhauls - the sheer scale of the fan-made content for this game is massive, and players would ideally want to download the best mods around to make things easier for themselves. If players want to make a new playthrough feel as fresh as possible, then there are several mods that help players achieve the same. Many players would not mind going through Divinity: Original Sin 2 once again in a bid to prepare themselves for the release of Baldur's Gate 3. It was clear that Larian Entertainment knew perfectly well how to do justice to this genre, and players can't wait to get their hands on Baldur's Gate 3 to see how the studio has evolved since the release of this title. This notion changed with the advent of Divinity: Original Sin 2, a truly excellent video game that pushed the boundaries of this genre to new heights. Updated on July 6, 2023, by Ritwik Mitra: There was a time when players felt that the CRPG genre was nothing more than a fragment of the past. Here are several Divinity: Original Sin 2 mods that make the game even better. This game has few issues, to begin with, but well-made mods put Original Sin 2 on another level of quality entirely. RELATED: Divinity 2: The Best Gift Bags To Use In Every PlaythroughĬontent mods aren't common for Original Sin 2, but the number of mods that range from overhauls to small quality of life gives just enough incentive to try another playthrough. This behemoth of an RPG has enough content to keep players engaged for hundreds of hours, but this playtime can balloon further with mods. There are still a few that get made, though, one of which is Divinity: Original Sin 2. Not many CRPGs get made anymore despite the overwhelming success of Baldur's Gate and the Neverwinter Nights series. ![]() 1/15/2024 0 Comments Home automatic crossbow![]() The red dot addition on the crossbow helps the user to know where and how far to fire the bolt, making it suitable for amateurs. In addition, the ambidextrous safety lock helps prevent accidental fire. In unfortunate times, it will enable its users to defend themselves from any kind of danger. The Bear X is fully designed for self-defense with maximum user protection and best results. The rubber used to launch the arrows is extremely elastic and gives pace to the arrows to make your shorts as powerful as possible. The lightweight Bear X Desire comes with a draw weight of 70 Pounds for effective hunting of small animals with agility. The Bear X is made of plastic to keep it lightweight, conveniently portable and easily adjustable with one hand. It is a full-size crossbow that one can utilize for any purpose and is a super-quality product with all the latest crossbow features to give its user the best shooting experience. The Bear X Crossbow is a versatile crossbow that can be used without any prior experience and is an extremely user-friendly tool for home defence. The fingerguard on the PSE Crossbow provides extra protection while using the crossbow.Īll in all, it’s an inexpensive, lightweight and easy-to-use crossbow, ideal for exciting hunting and security. The PSE Viper SS has a fiberglass limb that is highly durable, making the crossbow bear rugged use without risk. The extremely stretchable bow string avoids all sorts of dry-fires and shoots the most precise bolts from the PSE crossbow. It makes it purposeful for everyone to be able to hold the most precise target regardless of skill level. Viper SS helps the user to alter the elevation of the cross bow and change the position of the rear pin. The safety lock is very useful in a standby position when you are loading the bolt, allowing the user to keep his hands away from danger and also to prevent misfiring. The PSE Pistol Crossbow is very safe to use and the safety lock on the crossbow guarantees that you do not get hurt. It is capable of firing full- powered bolts that allow you to fire at a greater distance than other crossbows on the market. It’s an enjoyable and convenient crossbow for self defense and can also be used for home protection. The Viper SS is a great crossbow by PSE Archery for protective measures. Thus, everything about is remarkable accuracy, speed, power, scope and innovative features. In addition, the CenterPoint Crossbow has a special scope feature that zooms into the target and captures the right evidence of long-distance targets which enables super precision. The Crossbow comes pre-installed with a down-stand to keep the crossbow stationary and provide sniping experience that will encourage the shooter to shoot without any risk. The longer bowstring allows you to fire at a greater distance with a better speed and accuracy. This bow for self-defense has a rear handle that makes it easy for the user to carry the crossbow in a fixed position. The HeliCoil upgrade in the CenterPoint Crossbow is patented and makes it the crossbow of the highest quality and is well-tested to provide users with reliability. The CenterPoint, also known as the Home Defense Crossbow, has the HeliCoil technology, which facilitates a perfectly balanced cam system to shoot an error-free aim. It is a remarkable crossbow with the most advanced design, a machine crafted with the most refined concept and improvement in every department. ![]() The CenterPoint Crossbow is a technologically sophisticated crossbow that is the most powerful defence and security tool for home. > Check Latest Ravin Crossbows Available in Market Specifications: Draw Weight The lower mass of these crossbows allows them to be handy in tough circumstances. The secure lock prevents it from hitting wrong targets, making it a safer choice for inexperienced people so that they won’t shoot by accident. R29 is a safe weapon for users of all skill levels. This enables the user to be able to battle any kind of danger at any time with a strong backup for home Defense. In addition, it comes pre-assembled for the convenience of the user so that he doesn’t have to think about assembling it at all. This helps the user to shoot in a blink and prevent some kind of danger from staying longer. The Ravin R29 trigger unloads a super resilient bowstring that can fire the bolt at a high speed of 430 FPS that can go up to 400 meters straight. Unlike previous generation crossbows, the Ravin R29 enables automatic shooting with a highly responsive trigger. R29 complies with the latest requirements and provides all the means of making the best home Defense weapon that is beneficial for any and all. The Ravin R29 is a top-of-the-line crossbow capable of firing the bullseye without a miss. ![]() 1/15/2024 0 Comments Dana schwartz farleigh dickinson![]() They also returned no starters for Anderson. Peter's (Jersey City) and Fairleigh Dickinson (Teaneck) are just 30 minutes apart in New Jersey.įairleigh Dickinson coach: 'The more I watch Purdue, the more I think we can beat them.' Fairleigh Dickinson might be the most surprising NCAA tournament team Peter's in the NCAA tournament last season. "The more I see Purdue, the more I think we can beat them," Anderson told his players in the locker room after Wednesday's win advanced the 16th-seeded Knights to face No. The Boilermakers will have an average of a 5-inch advantage per position.Īfter Wednesday's victory, here is what first-year Fairleigh Dickinson coach Tobin Anderson had to say: In addition to Edey, Purdue will send out 6-foot Braden Smith, 6-foot-4 Fletcher Loyer, 6-foot-5 Brandon Newman and 6-foot-6 Mason Gillis. ![]() ![]() Six-foot-2 Henry Blijen, 6-foot-6 Jo'el Emanuel and 6-foot-1 Braydon Reynolds also played at least 10 minutes in Wednesday's victory. The rest of the starting lineup is 5-foot-8 Demetre Roberts, 5-foot-9 Grant Singleton, 6-foot-3 Joe Munden and 6-foot-4 Sean Moore. The Knights' regular rotation tops out at 6-6, 219-pound Ansley Almonor. Perhaps you've heard, Purdue has the favorite for national player of the year in 7-foot-4 Zach Edey? Now here's what you need to know about one of the most interesting teams in the tournament: Fairleigh Dickinson has the shortest roster in Division Iįairleigh Dickson's roster averages 6-foot-1, making it the shortest in Division I. Fairleigh Dickinson beat Texas Southern, 84-61, in the NCAA tournament's first round/play-in game in Dayton on Wednesday night. The Purdue men's basketball team now knows it's opponent. ![]() 1/15/2024 0 Comments Marta jobs hiring![]() ![]() ![]() Speaking of short - keep your hiring cycle short, especially for technical jobs. Make sure to choose a test based on what’s most relevant to the work going to be done for the position (you can use previous work samples if necessary), and keep it short and objective. Using a skills assessment test is a great way to verify a potential candidate’s skills, and also at its core, show how one handles a challenge. If you are a non-technical recruiter, and it can be difficult to assess a candidate’s tech or IT skills in an interview without that baseline knowledge. Best part: you sign up and create a ZipRecruiter account for free. With this increased visibility, your business is likely to find the most qualified technical candidates in a shorter period of time. This makes it especially helpful if you’re looking for someone already in a senior management position, and you’re not looking to do extensive networking to fill those kinds of positions.ĭon’t mess with social media positing either - with just one click, ZipRecruiter can automatically send your listing to 100+ top job sites. The site uses a powerful matching algorithm and AI technology to create instant matches between you and employees whose skills fit your bill. While sites like Built In and Dice have a network exclusively looking to hire for tech jobs and startups, ZipRecruiter is our favorite site for finding tech employees online, thanks to a few key functions that help streamline your recruiting process. Post On the Right Job Boards For Tech Positions Ready to start your search? This is how you’re sure to find tech talent online. Sites like ZipRecruiter allow you to cast a wide net with a large database of listings, but also use algorithms or filters to match candidates with the skill level you need. But be mindful that not every site you post on will be the best job board for tech jobs. But that does mean you have to go back to recruiting entirely through trade fairs or college campuses, either. You’re also facing a workforce that are competing for higher salaries and more perks than the average population - you can’t undersell what your company will be able to provide, and you’re going to have to be willing to negotiate with talent who already have top-billing at other companies. More industries than ever before rely heavily on technology for everyday operations, and you can no longer post up a listing, sit back, and wait for top tech talent to send in a tsunami of applications - not only do talented tech professionals have a slew of choices when it comes to choosing what their position will look like, they’re also closely evaluating the value of the companies they want to work for. If you’re looking for tips for attracting and hiring tech talent, above all else, you’re going to have to be proactive with your hiring process. Hiring for any specialized labor force is going to come with its ups and downs, but don’t fear. Technical recruiting comes with its own challenges, as not only are highly-skilled workers in positions such as data analysis, UX design, and software development in high demand, but the talent pool still remains relatively limited. While it may not seem like it lately with the sting of layoffs from tech giants, mid-sized and smaller companies are still hungry to push the boundaries of technical innovation, always looking for new talent. If you purchase an independently reviewed product or service through a link on our website, Rolling Stone may receive an affiliate commission. ![]() |
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